Posts made by author 'Anonymous'
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27
Should You Ask Someone to Co-Sign Your Mortgage?
If you've found the house of your dreams but are having trouble qualifying for a mortgage, you could ask another person to co-sign your mortgage. Here are some things to consider.
Reasons to Have a Co-Signer
Buying your first house, high credit card balances or a poor credit history are all valid reasons for having a co-signer.
Co-Signer Considerations
If you ask someone to co-sign a mortgage, expect them to have legitimate reservations.
Doing so will incre...
13
Move Over Pink and Blue: Neutral Colors for Baby's Room
Are you planning a nursery for a babe-on-the-way? Whether you're waiting to learn the baby's gender, or are hoping to choose a more neutral color than the typical blue and pink, consider the following options:
Gray. This is an extremely versatile color; the shade options are endless and it matches with just about everything. Additionally, gray is a soft, peaceful color, so you'll be bringing tranquility into your baby's life from day one.
Seafoam green. Gentle and mild, this neutral color is both fun and soothing.
30
Save Time and Effort by Selling with an Agent
Selling a house is a time-consuming process – especially if you decide to do it on your own, known as a For Sale By Owner (FSBO). From conducting market research to reviewing legal documents, handling negotiations, and more, it's an involved and highly detailed process that requires a lot of expertise to navigate effectively. That'...
16
How to Protect Your Kids from Identity Theft
Children are often victims of identity theft for two reasons: They have a clean identity that probably hasn't been used much and can be exploited in many ways, and there's often a large gap between the theft and when it's discovered.
Fraudsters will usually wait years before applying for a mortgage or credit card with a child's personal information, used to create a shadow identity. They'll build credit with a cell phone service account, for example, and build to financing a car. Stealing a child's name, Social Security number (SSN) and date of birth can be enough to get thieves started.
Parents need to be the first line of defense against child identity theft. It's a crime they may not realize has been happening for years. Most victims are 12 when their identity is stolen, but discovery doesn't happen until they are 17, according to a survey by ExperianÂ...
7
7 tips for preparing for an open house when trying to sell
So you're selling your home, and you want to make sure you're attracting the right buyer. Your open house is the time to make sure your home looks appealing to the eye and is clear of all clutter.
Scroll down to read 7 simple steps you can take to best prepare your home for a showing.
