Everybody wants to save money to buy a house, take a vacation or be able to retire comfortably. If you have limited income, those goals can seem out of reach. It can be hard to save money if you don't have much coming in, but there are ways that you can trim your spending and be able to set some money aside for the future.

Cut Expenses

For most families, housing is the biggest monthly expense. If you own a house, consider refinancing your mortgage to lower your monthly payments. That will extend the term of the loan, which means it'll take you longer to pay it off, but you could save hundreds of dollars a month that you could put toward saving for retirement or your children's college education. If your children have moved out, consider renting out a spare room or downsizing to a smaller house or apartment.

Entertainment can be expensive. Cable often starts out at a low introductory rate that increases after a period of time. Ask yourself i...

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We've all been there: guests are scheduled to arrive in 15 minutes, but you got caught up, and the house is still a mess. Here are seven ways to fake that clean home, fast:

All hands on deck. If you're lucky enough to have family members or roommates around, ask them to pitch in. Divvy up rooms to declutter and tidy. If you don't have any helping hands, you'll just have to continue to the next steps, solo.

Focus on trafficked areas. Since time is short, make sure to focus on rooms your guests will frequent, like the living room, kitchen and bathroom. The entryway is also important, as it's the first thing your guests will see, so hang the jackets, straig...

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Someone dies from heart disease, stroke or another cardiovascular disease every 43 seconds in the U.S., according to the American Heart Association (AHA). To help you live a longer, healthier life, the AHA notes seven things you can do to reduce your chances of a heart attack or stroke.

Know your risk. 

Certain factors can increase your risk, including smoking, kidney disease, high cholesterol, hypertension, diabetes and a family history of early heart disease. Many risk factors can be prevented or managed by making lifestyle changes.

Eat healthy. ...

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Children are often victims of identity theft for two reasons: They have a clean identity that probably hasn't been used much and can be exploited in many ways, and there's often a large gap between the theft and when it's discovered.

Fraudsters will usually wait years before applying for a mortgage or credit card with a child's personal information, used to create a shadow identity. They'll build credit with a cell phone service account, for example, and build to financing a car. Stealing a child's name, Social Security number (SSN) and date of birth can be enough to get thieves started.

Parents need to be the first line of defense against child identity theft. It's a crime they may not realize has been happening for years. Most victims are 12 when their identity is stolen, but discovery doesn't happen until they are 17, according to a survey by ExperianÂ...

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A global pandemic has put all of us into a state of unknown. For many of you, you're unsure where your next paycheck is coming from or if you'll be able to afford next month's bills. If you are struggling with making ends meet then forbearance may be a good option for you.

What is forbearance, and why does it matter?

Forbearance is when your payments--in...

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