Company Logo
SIGN UP LOGIN

Posts in category 'Buyers'

Hunziker Realty Blog

Subscribe and receive email notifications of new blog posts.




rss logo RSS Feed
Buyers | 42 Posts
Checklists | 1 Posts
Home | 5 Posts
How-To | 6 Posts
Ideas | 4 Posts
News | 1 Posts
REALTORS | 2 Posts
Sellers | 26 Posts
Tips | 9 Posts
January
11

You applied for a mortgage. Now what?

You've found your perfect home, applied for a mortgage, and are waiting to close. It's very exciting to buy a house and think about how you're going to make it your own home, but there are a few key things to keep in mind before you close. 

Below is a list of things to avoid doing after applying for a mortgage. Avoiding these actions can help ensure your financial lender will approve your home loan.

  1. Avoid depositing large amounts of cash into your bank accounts before speaking with your lender. Because cash isn't easily traceable, you should discuss with your lender the best way to document your transactions.
  2. Avoid buying a new car, furniture, or any other large purchases. To qualify for borrowing a loan, you need a lower debt-to-income ratio. To have a lower ratio, you need to meet certain qualifications with your lender. And to ensure those qualifications don't chang...

Click Here to Read More...

September
9

You may have heard that pre-approval is a great first step in the homebuying process. But why is it so important? When looking for a home, the temptation to fall in love with a house that's outside your budget is very real. So, before you start shopping around, it's helpful to know your price range, what you're comfortable within a monthly mortgage payment, and ultimately how much money you can borrow for your loan. Pre-approval from a lender is the only way to do this.

According to a recent survey from realtor.com, many buyers are making the mistake of skipping the pre-approval step in the homebuying process:

"Of over 2,000 active home shoppers who plan to purchase a home in the next 12 months, only 52% obtained a pre-approval letter before beginning their home search, which means nearly half of home buyers are missing this...

Click Here to Read More...

July
21

If your move is delayed, evaluate the features of your current home so you know just what you want in your next one.

Now that many of us have spent several weeks living inside, we've become quite familiar with our homes — in some cases, maybe too familiar. If you were planning to move, and still plan to do so when the timing is right, you might want to take this time to reflect on what's working and what's not in your current home. For instance, those stairs you've climbed 10 times a day may have kept you moving while you've stayed home, but maybe you'd like stair-free living in your next home. Or perhaps the yard you thought you could do without has now become a must-have.

We've come up with a list of questions to help you pinpoint what you like and don't like about your current home so you can find more comfort and pleasure in your next one.

Click Here to Read More...

April
15

How Technology Is Enabling the Real Estate Process

Today's everyday reality is pretty different than it looked just a few weeks ago. We're learning how to do a lot of things in new ways, from how we work remotely to how we engage with our friends and neighbors. Almost everything right now is shifting to a virtual format. One of the big changes we're adapting to is the revisions to the common real estate transaction, which all vary by state and locality. Technology, however, is making it possible for many of us to continue on the quest for homeownership, an essential need for all.

Here's a look at some of the elements of the process that are changing (at least in the near-term), due to stay-at-home orders and social distancing, and what you may need to know about each one if you're thinking of buy...

Click Here to Read More...

April
6

Click Here to Read More...

⇦ Newer PostsOlder Posts ⇨

Login to My Homefinder

Pixel