Do you want your home to stand out among the rest? Whether you're searching for a home or wanting to build your own, there are plenty of options to make your space appear more spacious and dramatic.

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You applied for a mortgage. Now what?

You've found your perfect home, applied for a mortgage, and are waiting to close. It's very exciting to buy a house and think about how you're going to make it your own home, but there are a few key things to keep in mind before you close. 

Below is a list of things to avoid doing after applying for a mortgage. Avoiding these actions can help ensure your financial lender will approve your home loan.

1. Avoid depositing large amounts of cash into your bank accounts before speaking with your lender. Because cash isn't easily traceable, you should discuss with your lender the best way to document your transactions.
2. Avoid buying a new car, furniture, or any other large purchases. To qualify for borrowing a loan, you need a lower debt-to-income ratio. To have a lower ratio, you need to meet certain qualifications with your lender. And to ensure those qualifications don't chang...

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A global pandemic has put all of us into a state of unknown. For many of you, you're unsure where your next paycheck is coming from or if you'll be able to afford next month's bills. If you are struggling with making ends meet then forbearance may be a good option for you.

What is forbearance, and why does it matter?

Forbearance is when your payments--in...

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There's a ton of real estate information available in the news today and on the Internet. It can be extremely confusing, especially in times of uncertainty like we're facing right now. If you're thinking of buying or selling this year, you need an agent who can help you:

• Make sense of this rapidly evolving housing market
• Navigate everything from virtual showings to new online marketing strategies
• Price your home correctly at the beginning of the selling process
• Determine what to offer on your dream home without paying too much or offending the seller

Dave Ramsey, a financial guru, advises:

"When getting help with money, whether it's insurance, real estate or investments, you should always look for someone with the heart of a teacher

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