Hunziker Realty Blog
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Save Time and Effort by Selling with an Agent
Selling a house is a time-consuming process – especially if you decide to do it on your own, known as a For Sale By Owner (FSBO). From conducting market research to reviewing legal documents, handling negotiations, and more, it's an involved and highly detailed process that requires a lot of expertise to navigate effectively. That'...
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How to Protect Your Kids from Identity Theft
Children are often victims of identity theft for two reasons: They have a clean identity that probably hasn't been used much and can be exploited in many ways, and there's often a large gap between the theft and when it's discovered.
Fraudsters will usually wait years before applying for a mortgage or credit card with a child's personal information, used to create a shadow identity. They'll build credit with a cell phone service account, for example, and build to financing a car. Stealing a child's name, Social Security number (SSN) and date of birth can be enough to get thieves started.
Parents need to be the first line of defense against child identity theft. It's a crime they may not realize has been happening for years. Most victims are 12 when their identity is stolen, but discovery doesn't happen until they are 17, according to a survey by ExperianÂ...
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7 tips for preparing for an open house when trying to sell
So you're selling your home, and you want to make sure you're attracting the right buyer. Your open house is the time to make sure your home looks appealing to the eye and is clear of all clutter.
Scroll down to read 7 simple steps you can take to best prepare your home for a showing.
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6 elegant ceiling styles for your home
Do you want your home to stand out among the rest? Whether you're searching for a home or wanting to build your own, there are plenty of options to make your space appear more spacious and dramatic.
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6 actions to avoid after applying for a mortgage
You applied for a mortgage. Now what?
You've found your perfect home, applied for a mortgage, and are waiting to close. It's very exciting to buy a house and think about how you're going to make it your own home, but there are a few key things to keep in mind before you close.Â
Below is a list of things to avoid doing after applying for a mortgage. Avoiding these actions can help ensure your financial lender will approve your home loan.
- Avoid depositing large amounts of cash into your bank accounts before speaking with your lender. Because cash isn't easily traceable, you should discuss with your lender the best way to document your transactions.
- Avoid buying a new car, furniture, or any other large purchases. To qualify for borrowing a loan, you need a lower debt-to-income ratio. To have a lower ratio, you need to meet certain qualifications with your lender. And to ensure those qualifications don't chang...