Children are often victims of identity theft for two reasons: They have a clean identity that probably hasn't been used much and can be exploited in many ways, and there's often a large gap between the theft and when it's discovered.
Fraudsters will usually wait years before applying for a mortgage or credit card with a child's personal information, used to create a shadow identity. They'll build credit with a cell phone service account, for example, and build to financing a car. Stealing a child's name, Social Security number (SSN) and date of birth can be enough to get thieves started.
Parents need to be the first line of defense against child identity theft. It's a crime they may not realize has been happening for years. Most victims are 12 when their identity is stolen, but discovery doesn't happen until they are 17, according to a survey by ExperianÂ...
So you're selling your home, and you want to make sure you're attracting the right buyer. Your open house is the time to make sure your home looks appealing to the eye and is clear of all clutter.
Scroll down to read 7 simple steps you can take to best prepare your home for a showing.




Do you want your home to stand out among the rest? Whether you're searching for a home or wanting to build your own, there are plenty of options to make your space appear more spacious and dramatic.






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When a closet is organized, everything is easier to find. That means you will always know the location of your favorite sweater, your prized pair of jeans, and your go-to work button-down.Â
How you organize your closet will differ slightly based on the space you have, the size of your wardrobe, and the kind of life you lead. However, these seven universal steps can be applied to any closet and any wardrobe.